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Stellar
XLM#19
$0.148306+1.24%
Stellar (XLM) is the native asset of an open-source, community-owned network purpose-built for moving value across different assets. Whether it's swapping fiat currencies for cryptocurrencies or routing cross-border payments, Stellar handles it all with transaction costs described as a fraction of a penny. The network also supports micropayments, making it versatile enough for transfers of virtually any size.
At its core, Stellar exists to widen access to affordable financial services. The network is designed to serve people across income levels while giving financial institutions a faster, cheaper way to move money between platforms and across borders. XLM plays a practical role in this process — it acts as a bridge asset during conversions between different forms of value, keeping the transfer machinery running smoothly.
Jed McCaleb and Joyce Kim founded Stellar in 2014, with ongoing support from Stellar.org, a non-profit organization. The platform itself is open source and decentralized. For users, the draw is clear: efficient, low-cost value transfer across assets and networks. The caveat? Stellar's real-world utility scales only as fast as institutions, payment providers, and everyday users choose to adopt it for their exchange and payment flows. This Stellar report covers the fundamentals — for a deeper Stellar analysis March trends and a forward-looking Stellar forecast, explore the ratings and data on this page.
This content was created with the assistance of generative AI. Learn more
What is Stellar? A quick explainer
Stellar is a crypto network designed to move money and other assets between different systems at very low cost. Its native token, XLM, powers the network — particularly for transfers that cross currencies or platforms, acting as a bridge between different forms of value.
AI analysis
Clear bullish / neutral / bearish signal based on market data, on-chain security and macro signals.
Analysis from November 11, 2026
This analysis is refreshed automatically in the background.
Rating
Bearish84% confident
Confidence
Summary
Stellar (XLM) is changing hands at $0.149644, up 2.72% over the past 24 hours — but that short-term bounce sits against a 7.83% drop over seven days and a steeper 24.88% slide over the past month. The broader trend remains weak despite the daily rebound. The Fear & Greed Index has dropped to 29 (Fear), down sharply from 50 just a week ago, signaling a fast shift toward caution that weighs heavily on XLM's near-term outlook. Rising U.S. policy rates, persistent inflation, and a strengthening dollar are all creating headwinds for risk assets like crypto. On the positive side, active software development and news that Franklin Templeton has reached $1.1 billion on the Stellar network offer some counterbalance. Still, this investment research (MiFID II Del. Reg 2017/565 Art. 36) finds that weakening sentiment and the sustained downtrend currently outweigh the constructive signals.
📰 Current News & Events
A November 10 headline, 'Market Pressure Keeps Growing,' points to continued strain across XLM and several other crypto assets. A November 7 market review echoed this, examining what was pushing Stellar lower and reinforcing the sense that its weakness reflects a broader market pullback rather than an isolated issue. On a brighter note, a November 5 report revealed that Franklin Templeton has reached $1.1 billion on Stellar — a notable sign of institutional engagement with the network. All three stories were tagged neutral overall, suggesting the news flow includes a meaningful ecosystem development, but nothing strong enough yet to reverse the current market pressure.
📈 Price Movement Analysis
At $0.149644, XLM is up 2.72% in the past 24 hours, but that gain looks modest next to its 7.83% weekly decline and 24.88% monthly drop. The one-day rebound reads more like a brief pause within a weaker multi-week trend than any real reversal. This broader decline lines up closely with the Fear & Greed Index falling to 29, alongside rising U.S. rates, firmer inflation, and a stronger dollar. Trading volume sits at $128.6 million, pointing to active markets — though volume alone doesn't tell us how many distinct participants are driving that activity.
Strengths
✅GitHub shows 23 commits (saved code updates) over the past four weeks, indicating that development on Stellar continues even through this rough patch for the market.
✅The project's codebase has racked up 2,983 merged pull requests (accepted proposed code changes) and closed 1,643 of 1,903 recorded issues — a track record pointing to substantial long-term maintenance and development.
✅A recent headline confirmed Franklin Templeton has reached $1.1 billion on the Stellar network, giving XLM a concrete institutional-use data point — though this alone doesn't guarantee future growth.
✅Stellar ranks 19th by market capitalization, at roughly $5.3 billion (price multiplied by circulating supply). That reflects a solid market presence, though it doesn't on its own indicate how easily large trades could be executed.
Risks
⚠️The Fear & Greed Index has tumbled from 50 to 29 in just seven days, moving from Neutral into Fear territory — a sharp shift that reflects growing caution across the crypto market.
⚠️XLM remains down 7.83% over seven days and 24.88% over 30 days. The small 24-hour uptick hasn't been enough to offset this broader slide.
⚠️The U.S. policy rate has climbed to 3.88%, consumer inflation has ticked up to 4.08%, and the Dollar Index continues to rise. Together, these factors create a tough backdrop for speculative assets like crypto.
⚠️No token-unlock schedule is currently available in our coverage, making it difficult to assess potential near-term changes in supply.
📊 Macro context
The Fear & Greed Index now sits at 29 (Fear), down 21 points from 50 just a week ago — a rapid pivot toward market caution, though the 90-day history isn't robust enough yet to draw firm comparisons. The U.S. policy rate has risen to 3.88% from 3.75%, tightening financial conditions for risk assets. Year-over-year consumer inflation climbed to 4.08% from 4.02%, suggesting inflationary pressure hasn't eased. The Dollar Index — which tracks the U.S. dollar against major currencies — rose to 121.9 from 121.5. None of the three recent headlines point to a regulatory development as a direct catalyst for XLM. Meanwhile, the top tracked stablecoins (crypto tokens designed to hold a stable value) total $255.9 billion, down 1.8% over seven days and 4.5% over 30 days within this measurement set.
❓ Frequently Asked Questions
What does coin analysis show about Stellar's situation right now?
This coin analysis paints a predominantly strained picture. Fearful market sentiment, softer medium-term price performance, and unfavorable macroeconomic conditions currently outweigh Stellar's active development activity and the recent institutional-use headline.
Why is Stellar's price dropping, and what's behind the current coin forecast?
XLM's 24.88% monthly decline lines up with broader pressure across the crypto market, a Fear & Greed reading down to 29, rising U.S. interest rates, firmer inflation, and a stronger dollar. The 2.72% daily gain is a modest rebound and doesn't on its own signal a shift in the larger downward trend.
What are the biggest strengths and risks in this coin market analysis for Stellar?
The standout strengths are continued GitHub development activity, a long history of completed code changes, and Franklin Templeton's reported $1.1 billion presence on the Stellar network. The key risks are sharply weaker sentiment, sustained declines over both the seven- and 30-day windows, and a restrictive macroeconomic backdrop.
Generated Nov 11, 2026, 4:05 PM·Data sources: CoinGecko, GoPlus, Alternative.me
Informational content only — not financial advice.
🧭 Fear & Greed Contrarian Signal
Market sentiment as a contrarian reality check for this analysis.
Extreme FearIndex 207d trend: falling
Historically extreme bearish sentiment
The market is deeply nervous. Looking back, these phases for BTC often coincided with local bottoms as long as fundamentals held up.
Historical BTC performance
When the index sat between 20 and 39, BTC historically moved an average of +8.0% after 30 days and +22.0% after 90 days.
Stellar (XLM) is changing hands at $0.149885, down 1.86% over the past 24 hours, 11.23% over the past week, and 22.83% over the past month. The most striking signal in this investment research comes from market sentiment: the Fear & Greed Index sits at 28 (Fear), down nine points from 37 just a week ago, reflecting a broader pullback in crypto-wide confidence. Rising interest rates and sticky inflation are adding further pressure, while news of the Mercado Bitcoin breach has stirred fresh concern around XLM—though nothing in the current reporting suggests Stellar's own network was compromised. On the other side of the ledger, institutional integrations and steady developer activity offer some counterbalance, with notable mentions of Franklin Templeton, Taurus, and WalletConnect. Still, the medium-term outlook stays strained: weak sentiment, a tough macro backdrop, and a persistent price slide currently outweigh these project-level positives.
Nov 5, 2026, 8:01 AM
NeutralNeutral · 74% confident
Stellar (XLM) is changing hands at $0.167363, up 2.88% over the past 24 hours — though the bigger picture is more mixed, with a 1.07% dip over seven days and a steeper 22.44% slide over the past month. The Fear & Greed Index now sits at 50 (Neutral), climbing from 30 a week ago, suggesting that broad crypto-market anxiety has cooled without tipping into genuine optimism. On the project side, things look encouraging: Stellar continues to see steady code activity, alongside new integrations spanning institutional custody, payments, stablecoin exchange infrastructure, and real-world assets. Weighing against that progress are the sharp monthly price drop, rising interest rates and inflation, and lingering unease following the theft of 6.7 million XLM in the Mercado Bitcoin breach. Taken together, this investment research points to a network that's actively building and expanding its use cases, but the weak monthly trend and challenging macro backdrop keep the overall picture from turning clearly positive.
Nov 2, 2026, 5:01 AM
NeutralNeutral · 76% confident
Stellar (XLM) is changing hands at $0.169684, putting its market capitalization (current price multiplied by circulating supply) at $5.98 billion. The standout figure in this coin analysis is a 22.19% drop over the past 30 days, while short-term movement has gone nearly sideways — up just 0.35% over 24 hours and 0.36% over seven days. That flatness points to stabilization rather than a genuine recovery. The Fear & Greed Index now sits at 37, in Fear territory, down from 48 a week ago, and this cooling in market sentiment is weighing on XLM. At the same time, continued developer activity and headlines involving Curve, MetaMask, new payment corridors, and tokenized assets show Stellar's network is still growing its footprint. Taken together, this coin forecast reflects a tug-of-war between genuine ecosystem progress and a tougher macro backdrop of weak sentiment, climbing inflation, and higher interest rates.
Oct 30, 2026, 4:20 AM
NeutralNeutral · 82% confident
Stellar (XLM) is changing hands at $0.162646 after slipping 3.1% over the past 24 hours, 7.7% over the week, and a steeper 26.8% over the past month. The clearest headwind here is sentiment: the Fear & Greed Index has dropped 21 points in a week to land at 30, squarely in 'Fear' territory. Rising interest rates and stubborn inflation are adding further strain to an already cautious crypto market. Yet Stellar's development pipeline tells a different story — the network has rolled out integrations spanning payments, tokenized assets, MetaMask, Curve Finance, and MoneyGram. News sentiment, however, remains neutral, suggesting the market hasn't yet rewarded these milestones. This coin analysis finds a split picture: genuine ecosystem progress running up against soft price momentum and fading market confidence.
Oct 27, 2026, 12:05 AM
NeutralNeutral · 76% confident
Stellar (XLM) trades at $0.167917, down 4.86% over seven days and 21.85% over 30 days, so its medium-term price trend is clearly weak. Market mood is less decisive but cooling: the Fear & Greed Index is 50, labeled Neutral, and has fallen from 55 to 50 in seven days. Constructive evidence comes from 61 recorded code changes over four weeks and reports about 14.16 million transactions in one day, a U.S.-debt-backed financing transaction, and planned network upgrades. Those positives are offset by rising interest rates, accelerating inflation, and uniformly neutral news sentiment that has not provided a strong catalyst. For investors, the evidence is balanced but fragile, with operational and development progress facing a difficult price and economic environment.
